Toyota Financial Services (TFS) as well as Lexus Financial Services (LFS) are offering their lease customers yet another car insurance that can be added to the list while leasing a car, the “Excess Wear & Use Protection Plan” the EWU. This one is set to cover all the little dings, scratches and other imperfections incurred of the course of driving a car for several years (but of course not without limits).

This new insurance will cover certain “beyond” normal wear and tear items like:

  • Interior cuts, burns or stains
  • Damage to tires, rims or hubcaps
  • Broken or scratched windshield, window, mirrors or lights
  • Damaged bumpers, body dents, dings or scratches
  • Missing parts or equipment

The goal of this insurance is to allow you to return the car at the end of the lease without paying a deductable, requesting a reimbursement from a insurance company or even submitting a form, that is if the damages fall within specific guidelines.


Toyota highlights the value of the product in this video.

Well, what do you think? Is it worth buying yet another insurance to complement our growing list? Leave us a comment about what you think.